POV Note
Your neighbour says the house behind you got $1.6M. A portal says yours is worth less than you think. The paper says the market is down. Three numbers, three different kinds of wrong, and four questions that tell you which is which.
Seller Guide
By Zillow's own accuracy table, half of Colorado's off-market estimates miss by more than 5.6 percent. On Boulder's July single-family median, that's a 71-thousand-dollar swing before you've hung a sign. Here's how a real list price actually gets built, and how to test it.
Berthoud
Berthoud runs 6.2 months of single-family supply — the only corridor town above the six-month buyer's-market line, and the only one that loosened this year. Its median then fell $132,500 in one release on 26 sales, the construction-mix artifact this report warns you not to price off.
Loveland
Loveland's single-family supply fell from 4.0 months to 2.8 in a year — and its median went nowhere, flat at $527,750 year to date. Tightness and price are different variables, and Loveland is the corridor's clearest proof. Why the move-up band above the median behaves differently again.
Market Pulse
Longmont's July report says the single-family median rose 5.2% and fell 2.4% — same town, same report, different window. That is the whole problem with a headline median. Here is what the northern Front Range actually did in July, and where the move-up value sits now.
Longmont
Longmont tightened to 2.7 months of supply while Boulder held flat at 4.5, so the gap widened rather than closed. Homes go under contract in 43 days against Boulder's 87. The year-to-date median is down 2.4%. All three are true at once, and together they price a move-up trade.
Comparison Guide
Across the corridor, $1M–$1.5M buys the location in Boulder and a lot more house north of it. But the newer Loveland, Berthoud, and SW-Longmont subdivisions move-up buyers target sit in metro tax districts that can add most of another base bill on top. Check the tax line before you bank the savings.
Boulder
Boulder's single-family median rose to $1,355,000 in July while days on market jumped to 87 — both moved the same way, which is the tell. Supply held flat at 4.5 months. That median isn't your price: the move-up band straddles it, and the luxury tail above behaves nothing like the middle.
Lyons
Try to look up what a home in Lyons costs and you'll get four different answers hundreds of thousands of dollars apart. There's a reason: Lyons is too small and too varied to have a usable median. Here's how you actually price a house here.