Move-Up Guide
In Boulder's 2026 market, buy before you sell only if a lender confirms you can carry both homes at once; otherwise selling first is usually safer and often stronger. The real move-up decision isn't a financing product, it's the sequence: buy first, sell first, or thread both.
Seller Guide
Your seller net proceeds in Colorado are your sale price minus your loan payoff, roughly 7-9% in selling costs, prorated taxes and HOA dues, any concessions, and possible capital-gains tax. The gap between price and check is often tens of thousands, so build an honest net sheet before you list.
Seller Guide
A married couple who meets the tests can exclude up to $500,000 of gain on a home sale, and a single filer $250,000. Colorado taxes whatever is left as ordinary income, with no home-sale break of its own. On a long-held Boulder home, that ceiling is closer than most owners think.
Lyons
Try to look up what a home in Lyons costs and you'll get four different answers hundreds of thousands of dollars apart. There's a reason: Lyons is too small and too varied to have a usable median. Here's how you actually price a house here.