Seller Guide
A concession and a payment to the buyer's brokerage are two separate lines on the Colorado contract, and the form says each is in addition to the other. A price reduction is a third thing again, and the only one of the three that no lender can touch.
Comparison Guide
Year to date through August, Boulder's single-family median is $1,299,900; Longmont's is $610,000. The gap is real. But you're not buying a town median. You're buying a position in it, and the same $800K–$1.5M is entry-to-mid in Boulder and upper-tier in Longmont. Two edges, opposite problems.
Seller Guide
To sell a move-up home in Boulder, plan the sale and the next purchase as one move, not two. With Boulder homes taking about 72 days to go under contract this year, your listing timing and pricing bend to the sequence you pick: sell first or buy first.
Move-Up Guide
Buy before you sell in Boulder only if a lender confirms you can carry both homes; otherwise sell first — unless your destination town is too thin to buy back into. The move-up decision isn't a financing product, it's the sequence.
Seller Guide
Your seller net proceeds in Colorado are your sale price minus your loan payoff, roughly 7-9% in selling costs, prorated taxes and HOA dues, any concessions, and possible capital-gains tax. The gap between price and check is often tens of thousands, so build an honest net sheet before you list.
Seller Guide
A married couple who meets the tests can exclude up to $500,000 of gain on a home sale, and a single filer $250,000. Colorado taxes whatever is left as ordinary income, with no home-sale break of its own. On a long-held Boulder home, that ceiling is closer than most owners think.
Lyons
Try to look up what a home in Lyons costs and you'll get four different answers hundreds of thousands of dollars apart. There's a reason: Lyons is too small and too varied to have a usable median. Here's how you actually price a house here.