Move-Up Guide
You love the next house, but your own home hasn't sold. A contingent offer can still win. The trick is to make it about the seller's peace of mind, not your price. Here are the levers a good move-up agent actually pulls.
Lyons
Try to look up what a home in Lyons costs and you'll get four different answers hundreds of thousands of dollars apart. There's a reason: Lyons is too small and too varied to have a usable median. Here's how you actually price a house here.
Berthoud
Most new builds in Berthoud's move-up band sit inside a metro district, and its debt mill levy — not the sticker — decides the deal. But it turns on the parcel's tax area, not the age of the street: four in ten Berthoud parcels pay no district mill.
Loveland
In Loveland's move-up band, the west-side foothills and canyon-mouth homes your dollar reaches are the same homes wildfire and flood insurers have turned hardest to cover. Underwrite the insurance before you write the offer.
Longmont
Longmont sits in two counties, and some Longmont-addressed homes aren't in the city at all. Before you shop, know which Longmont a listing is really in. It decides your well, your septic, and your internet.
Boulder
The median single-family home in Boulder sold for $1,275,000 across 2025, and the city adds almost no new houses: a scrape replaces, it doesn't add. So the real decision is which of the three Boulders you can buy, and that comes before any house.